Our Services
Human Resource & Payroll Services
Job Placement & Recruitment – sourcing, screening, and placing employees.
Automated Payroll Management – salaries processed through SACCO for transparency.
Payroll Commitment Program – employer salary commitment fees (198.5%) to secure staff.
Employee Benefits Management – allowances, savings, and welfare programs.
Performance & Training – continuous employee development programs.
2. Business & SME Support
40/60 Business Capital Program – entrepreneurs contribute 40%, Sacco funds 60%.
Collateral-Free Business Loans – accessible loans with guarantors instead of collateral.
Startup Development & Mentorship – advisory services, feasibility studies, and mentorship.
Supplier & Value Chain Financing – support for suppliers linked to business clients.
Profit-Sharing & Sustainability Plans – reinvestment opportunities for SMEs.
3. Investment & Savings Solutions
Teams Development SACCO Membership – savings, withdrawals, and profit accumulation.
Investor Partnerships – programs with 15% monthly ROI and bonus incentives.
Recurring Bonus Program – for marketers and referrers (6% immediate, 3% & 1% monthly).
Salary & Bonus Reinvestment – employees/investors can reinvest funds for higher profits.
Community Impact Funds – part of profits reinvested in community development.
4. Financial & Advisory Services
Payroll & Salary Structuring – support for SMEs and organizations in managing payroll.
Business Planning & Feasibility Studies – helping startups plan and scale effectively.
Financial Literacy & Training – educating clients on savings, investment, and wealth building.
Dispute Resolution & Compliance – transparent systems under Ugandan law.
Digital Platforms for Transparency – mobile apps/Sacco portals to track savings, payroll, and investments.
FAQ
What is the Payroll Commitment Fee?
The payroll system requires a Commitment Fee of 198.5% of one month’s salary from employers when placing an employee.
Why is the Commitment Fee important?
It secures employees’ salaries, ensures employers remain committed, and builds a salary reserve fund in the SACCO.
How often is the fee paid?
Once during job placement (198.5%).
Then every 3rd month, the employer pays one month’s salary as a renewal commitment.
How does the 40/60 business funding work?
Entrepreneur contributes 40% capital.
Sacco contributes 60% funding.
20% the loan interest is added for stability.
How do suppliers benefit?
Suppliers linked to businesses are guaranteed demand, and all payments are made through Sacco for security.
Does Sacco help startups?
Yes. Through the 40/60 program, startups access funding and business development support.
How does this system develop the country?
Creates jobs (through payroll).
Expands SMEs (through loans).
Promotes investment culture (through Sacco savings).
Builds financial inclusion nationwide.
What interest is charged?
A 20% interest is charged only on Sacco’s 60% contribution.
Do I need collateral to get a loan?
No. Loans are collateral-free but require Sacco membership, guarantors, and business registration.
How is salary paid in this system?
All salaries go through Teams Development Sacco, where employees can:
Withdraw directly.
Save part of their salary.
Reinvest in Sacco projects for profit growth
Can I access my salary anytime?
Yes. Salaries are withdrawable after payment, but many employees choose to reinvest for higher returns.
How do marketers earn?
6% (Level 1): Immediate bonus when a client activates a program.
3% (Level 2): Paid monthly (kept in Sacco).
1% (Level 3): Paid monthly (kept in Sacco).
What is a recurring bonus?
Marketers qualify if they register 10+ clients and 3+ investors per month. Then Level 2 (3%) and Level 3 (1%) bonuses are paid monthly.
Can I reinvest my bonuses?
Yes. Level 2 and Level 3 bonuses can be withdrawn after a month or reinvested for profit growth.
Who can join Teams Development Sacco?
Employees, Employers, Entrepreneurs, Investors, and Suppliers linked to Business programs.
“Secure Your Future with Programs: Jobs, Business Funding & Investment in One Platform”
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